Regulatory Information & Disclosures
UK Commercial Brokerage Disclosure & Operating Status
Commercial Brokerage & Legal Operating Model
Merchant Business Advance operates exclusively as an independent business services consultancy and commercial finance broker. We introduce UK commercial entities, limited companies, LLPs, and eligible sole traders to approved UK acquiring banks, payment service providers, and commercial finance lenders.
Merchant Business Advance is not a direct lender, acquiring bank, or card machine manufacturer. We do not lend our own capital or issue card terminals directly; finance and acquiring facilities are underwritten and issued directly by our partner institutions.
1. Finance Subject to Status
All commercial loans, merchant cash advances, working capital facilities, and equipment leases are strictly subject to commercial underwriting, eligibility, business trading track record, and lender status. Nothing on this website constitutes a formal offer of credit or guarantees loan approval.
2. Broker Commission Disclosure
In line with standard UK commercial finance practice, Merchant Business Advance may receive an introductory fee, commission, or procurement payment from the introducing lender or merchant acquiring partner upon successful execution of an agreement.
This introductory fee does not increase the interest rate, merchant service charges, or fees charged to your business. We will disclose the exact amount or calculation method of any applicable introducer commission upon request.
3. Data Protection & ICO Compliance
Merchant Business Advance processes all client data in strict compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. For more details, consult our Privacy Policy.